Author Archive

Wednesday, May 7th, 2008

The Populist Party

One of the things that keep coming up in my posts is that I feel the Federal government is too big and intrusive.  From a simple financial viewpoint it is either too big or we are not taxed enough.  The government needs to be able to supply the services it does using just the resources [...]

2 Comments » - Posted in politics by Jack

Wednesday, April 30th, 2008

Make More Then You Spend

There are two ways to get ahead financially. Most people who are reading this article will readily recognize both of them:

Spend less than you make

and

Make more than you spend

That is it. Every single way that you can get ahead financially will fit into one of those two categories. Nothing mind-blowing by itself. [...]

No Comments » - Posted in Income, Planning, goals by Jack

Friday, April 18th, 2008

Economics of Politics

When I started writing this blog, I had every intention of writing about my current financial situation and how I was bettering it.  I still get to write some of those posts, but not as many as I would if I was laser focused on just my own financial well-being.
Instead, I have seen this take [...]

No Comments » - Posted in Economics by Jack

Thursday, April 10th, 2008

Social Security Reduction Suggestions

Please bear with me on this post. I know it is a long one. I thought about splitting it apart, but it makes a lot more sense to me as a whole, since partial implementation of these ideas are much less effective than all of them. Have ideas to add or want [...]

No Comments » - Posted in Debt, Economics, Federal Debt, Income Tax, Planning, Taxes by Jack

Wednesday, March 26th, 2008

10 Keys to Financial Independence

Being financially independent is just a dream for many people, yet it does not need to be. Need proof? Look at the several examples of janitors and other low-wage earners managing to save up enough to give away seven-figure (yes $1,000,000+) gifts or leave similar sized estates. If they can manage the [...]

2 Comments » - Posted in Wealth by Jack

Monday, March 17th, 2008

Recommended Books

There comes a time for all of us that we have to admit that we do not know everything, and that other people have answers that we do not have. I think that time came for me about the time I was born. However, it has not stopped me.
I have spent time learning [...]

No Comments » - Posted in Books by Jack

Tuesday, March 11th, 2008

The Stages of Wealth

I was Stumbling today and came across an interesting post on Millionaire Money Habits. It is the post titled ‘The Money Spectrum‘. This article and its accompanying graphic are useful as they are. However, I think it may be even more useful if it is brought over to a more personal level.

Working from [...]

No Comments » - Posted in Debt, Other by Jack

Tuesday, February 26th, 2008

Mortgage Bailout

The sub-prime meltdown has led to a lot of financial problems.  These cover the gamut from individuals, investors, financial institutions, builders, contractors, even governments.  The expected fix has been proposed - that of letting the government bail people out who have gotten into trouble.
This gives me serious heartburn.  I am among a significant - probably [...]

No Comments » - Posted in Debt, Other, Real Estate by Jack

Wednesday, February 13th, 2008

The Real Cost of Federal Debt

We hear about the federal debt and deficit on a regular basis. Yet, what do those Billions and Trillions of dollars mean to us? What can we do about it? What does it do to us? Does it really matter?
I am here to tell you that it does matter. [...]

No Comments » - Posted in Debt, Federal Debt by Jack

Sunday, February 10th, 2008

So Long

I apologize for it being so long since I posted.
One big change has been the start of my new job.  The other is that I am writing from a new computer - as the 2 computers I had at home both decided to up and die on me of hardware failures.
Now that the new computer [...]

No Comments » - Posted in Off-topic by Jack