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	<title>Comments on: Dave Ramsey is Wrong (but listen anyways)</title>
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	<link>http://www.exjackly.com/archives/2008/dave-ramsey-is-wrong-but-listen-anyways/</link>
	<description>Personal Thoughts</description>
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		<title>By: Jack</title>
		<link>http://www.exjackly.com/archives/2008/dave-ramsey-is-wrong-but-listen-anyways/comment-page-1/#comment-318</link>
		<dc:creator>Jack</dc:creator>
		<pubDate>Wed, 16 Jul 2008 05:23:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.exjackly.com/?p=109#comment-318</guid>
		<description>Peter,

You are exactly right.  The mathematically perfect thing to do is worthless if it is not going to be followed.  A less than perfect - but still very good - process that is followed is many times better.

That is what DR has come up with.  Very clear rules to follow with steps leading to financial freedom.  So what if it isn&#039;t &#039;perfect&#039;.  People follow it and it works.</description>
		<content:encoded><![CDATA[<p>Peter,</p>
<p>You are exactly right.  The mathematically perfect thing to do is worthless if it is not going to be followed.  A less than perfect &#8211; but still very good &#8211; process that is followed is many times better.</p>
<p>That is what DR has come up with.  Very clear rules to follow with steps leading to financial freedom.  So what if it isn&#8217;t &#8216;perfect&#8217;.  People follow it and it works.</p>
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		<title>By: Peter</title>
		<link>http://www.exjackly.com/archives/2008/dave-ramsey-is-wrong-but-listen-anyways/comment-page-1/#comment-317</link>
		<dc:creator>Peter</dc:creator>
		<pubDate>Wed, 16 Jul 2008 03:41:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.exjackly.com/?p=109#comment-317</guid>
		<description>Great post - This is what i think most people mis-understand.  Dave Ramsey gives advice for the masses, for the marjority of people who are having problems.  Are there mathematically better ways to do things? Yes. are there better ways to do things? usually not.</description>
		<content:encoded><![CDATA[<p>Great post &#8211; This is what i think most people mis-understand.  Dave Ramsey gives advice for the masses, for the marjority of people who are having problems.  Are there mathematically better ways to do things? Yes. are there better ways to do things? usually not.</p>
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		<title>By: Hanks Weekly Hangouts #38 (July 13, 2008) &#124; My Investing Blog</title>
		<link>http://www.exjackly.com/archives/2008/dave-ramsey-is-wrong-but-listen-anyways/comment-page-1/#comment-316</link>
		<dc:creator>Hanks Weekly Hangouts #38 (July 13, 2008) &#124; My Investing Blog</dc:creator>
		<pubDate>Sun, 13 Jul 2008 18:52:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.exjackly.com/?p=109#comment-316</guid>
		<description>[...] PersonalThoughts says Dave Ramsey is Wrong (but listen anyways); is he? Eh, sometimes yes. Read [...]</description>
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<p>[...] PersonalThoughts says Dave Ramsey is Wrong (but listen anyways); is he? Eh, sometimes yes. Read [...]</p>
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