Exjackly

It is carnival time once again. This week, I have posts included in two carnivals.

• The Scale of the Federal Deficit is included in the Carnival of Personal Finance #125 hosted at My Two Dollars
• Leasing a New Car Makes No Sense is included in the Carnival of Debt Reduction #112 at Cash Money Life

Carnival of Personal Finance

With there being 74 articles in this week’s carnival, I thought I would take some time and point out some that I found interesting.  They are:

• How To Buy On Ebay and Get the Best Deal at Money Blue Book
• Real Estate: Know What Can Be Fixed… at Searchlight Crusade
• Can We Really Afford to ‘Move Up’ at A Penny Closer
• And of course, where would we be if we couldn’t talk about Marriage and Money at My Good Cents

Carnival of Debt Reduction

Debt Reduction is such a need for so many people, that I would be remiss if I did not offer a selection of my favorite articles from this carnival too.  There are many more worth reading too.

• Money, Matter, and More Musings asks Will You Spoil Your Children If You Give Them Substantial Economic Gifts?
• At Green Panda Treehouse, the question is Pay Off Debt or Start Savings (Chicken or the Egg)
• Free Money Finance tackles Issues Not Usually Addressed When Discussing Paying Off Home Debt
• In one of the best articles this week, Me Vs. Debt has a good rant against credit card policies and a positive review of Prosper.  Watch out for a couple of words, but enjoy it at Goodbye 30% APR
• My Two Dollars takes a tone I like about bankruptcy.  David suggests that if you got yourself into trouble, you should learn, make changes, and get yourself out of trouble rather than ditching what you can through bankruptcy.  Read the whole post at Why You Should Avoid Bankruptcy When You Spend Yourself Into Debt. Now, his exclusion for extenuating circumstances like massive medical bills does occur more often than we would like to admit.  It would be great if we could demonize everybody who files for bankruptcy as being irresponsible, but that isn’t true. For those that are irresponsible, it would be better to actually learn about personal management and responsibility than to give them a clean slate to keep on doing the same thing.

I hope you enjoy both carnivals.  They were a pleasure to read through and I am glad to have been included.