Ask Mr Credit Card hosts the 12st Edition of the Carnival of Personal Finance this week.  He does something a bit different, posing the carnival as a presidential debate, linking in personal finance blogs and posts throughout.  Very creative and well done.

In addition to including How To Live on Minimum Wage, there are a number of other useful posts included.

Kim Stadenraus earned the top spot on my list this week with her story about financial success.  How To Get Out of Debt has lessons she learned in getting out from under $48,000 in debt.  Congratulations and good advice.

Uncovering The Truth About Needs and Wants includes a step by step guide for figuring out which is which. Millionaire Mommy Next Door has written that post as a part of her Baby Steps to Financial Freedom series.

The Simple Dollar has a one hour project for us.  Trent gives us Thirty Ways to Use One Hour to Improve Your Finances.

How I Will Be Rich discuss their powder coating business and include several good insights about starting a business.

For those of us that have not sworn off using credit, Improve Your Credit 102 by The Financial Blogger discusses how much credit is optimal.

The "Debt-Free" Deception is from Home Finance Freedom's Housing Myths series of articles.  It discusses rent vs buy decisions in housing.  Not to be outdone, 4 Eva Young chimes in too with the opinion that Buying Is For Suckers, Why Renting Is The Way To Go.

Also discussing housing, Truthful Lending points out that the mortgage tax deduction on partially offsets the interest you pay on a home mortgage.  Pay off Mortgage, Lose Tax Deduction is a quick and easy read.

With all the focus on saving money to reach our financial goals, Money Ning asks a if Feeling Guilty to Spend Money on Anything can be a problem long term.

As may be appropriate in a politician-themed carnival, Mrs Micah talks about Sucking and Selling Your Soul: Ethics and Finance.

Do I Need an Emergency Fund is answered with a strong YES! by Christian PF.

Never Have a Car Payment sounds like a paid program on late night TV.  Chris Kakaras assures us that it is true, and even gives the secret away for free.

We're in Debt may be an apt description, but the reminder to Free Your Inner Spender is good, because the reminder includes how to do it responsibly.

There are plenty of other good articles in this week's carnival.  Head on over to the 12st Edition of the Carnival of Personal Finance and enjoy all of them.

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