Archive for November, 2007
Thursday, November 1st, 2007
Keeping My Identity
Having lost my wallet (presumed stolen) the other day, I have been having fun canceling cards and obtaining new identification. Having few accounts to take care of, this was not a difficult task. 6 phone calls to notify the institutions I work with and the credit bureaus.
In the modern world, think about how difficult life [...]
No Comments » - Posted in Off-topic by Jack
Friday, November 2nd, 2007
It Was Found
As a follow-up to yesterday’s talk about losing my wallet, there is good news.
The wallet disappeared Tuesday evening during a two hour span of time. I searched for it and asked other people in the group if they had seen it. Ultimately, I conceded defeat and reported it missing.
Thursday evening, after going through [...]
2 Comments » - Posted in Off-topic by Jack
Saturday, November 3rd, 2007
Leasing a New Car Makes No Sense
In my local newspaper, there was an article by Dave Ramsey recently talking about leasing a car. In the article, it had some generalities and ultimately came down against leases completely, suggesting instead that the reader buy a two year old car because the most depreciation happens the first two years of ownership.
Now, I cannot [...]
2 Comments » - Posted in Debt, Other by Jack
Sunday, November 4th, 2007
Lifetime Income or Leave to Heirs?
I regularly spend time thinking about what my goals are for my life and if those goals are compatible, etc.
Today, a stray thought popped through my head that won’t let go. It is hammering on me and I cannot decide which way makes more sense.
It has to do with my legacy and any inheritance that [...]
1 Comment » - Posted in goals by Jack
Monday, November 5th, 2007
Carnivals this Week
It is carnival time once again. This week, I have posts included in two carnivals.
The Scale of the Federal Deficit is included in the Carnival of Personal Finance #125 hosted at My Two Dollars
Leasing a New Car Makes No Sense is included in the Carnival of Debt Reduction #112 at Cash Money Life
Carnival of [...]
3 Comments » - Posted in carnival by Jack
Tuesday, November 6th, 2007
Credit Card Delivery Comparison
As I talked about recently, my wallet disappeared and reappeared recently. When it disappeared, I did the immediate right thing and canceled all my cards and asked for replacements.
The more interesting part was how the process compared from place to place.
All of the companies have an automated answering service that is supposed to ensure that [...]
1 Comment » - Posted in Uncategorized by Jack
Wednesday, November 7th, 2007
Minor League Sports is My Best Entertainment Expense
I have to admit that I am set in my ways when it comes to certain things. One of them is sports. I not only love to play sports but for a few select sports, being a spectator is also a lot of fun.
Growing up and traveling have enabled me to enjoy watching top level [...]
1 Comment » - Posted in Consumption by Jack
Friday, November 23rd, 2007
Black Friday Sales
Ahhh. Black Friday. Such a powerful kickoff to the holiday buying season.
And one of the hardest times to be a frugal shopper. It isn’t because of the holiday deals directly. If there is something that you have been wanting and saving for, that fits in your budget, and it happens to be on sale now [...]
No Comments » - Posted in Consumption by Jack
Thursday, November 29th, 2007
Frugal Holiday Decorating
At my house, the last of the Thanksgiving leftovers have been consumed, the dishes washed, and the decorations have been turned over to Christmas. It is a festive time when we host friends and family more often than the rest of the year and a challenging time to stay in budget – financial and caloric.
The [...]
No Comments » - Posted in Consumption by Jack
Friday, November 30th, 2007
5 Ways to Save on Holiday Gifts, Without Being A Cheapskate
Retailers, friends and family make a very good team when it comes to trying to destroy our budgets around the holidays. The message that we get from TV, magazines, co-workers and neighbors backs them up too. Over and over again, we are browbeat with the ideas that no cost is too high for [...]
